Best Gas Cards for Bad Credit – For hundreds and millions of people gasoline products is one of the most important one. And the gasoline doesn’t come for cheap, it s for sure. Since the average person drives 29 miles a day, that’s over $930 a year just in gas purchases assuming your car gets the average 25.5 miles per gallon.
The best method for any consumer to save the fuel bill is to use a credit card with gas rewards. Well, in many gas stations branded cards are not the cup of tea for bad credit applicants, but there is still scope that you can save the money in the pump with the right kind of card i.e. with Best gas credit card for bad credit.
Best Gas Station Rewards Cards for Bad Credit
After endless search, the though of finding a reward card with a bad credit is like looking for a rudder in the boat. But thankfully now you can easily find reward card with flexible credit requirements for which you will need to make deposit or pay some sort of annual fee, and it depends on the type of card you are looking out for. And the pivotal thing which you have to note down is that the rewards will be quickly added by interest fees just like in the case of Motorcycle Loan for bad credit and that too if you carry a balance from month to month. Take a look at some of our favorite picks for bad-credit rewards cards to see what kind of deals are out there.
Credit One Bank Platinum Visa for Rebuilding Credit
See if you Pre-Qualify without harming your credit score, Track your progress with free online access to your Experian credit score, terms apply, report to the major credit bureaus monthly, Accounts are automatically reviewed for credit line increase opportunities, Make paying your bill easier with the ability to choose your payment due date, terms apply, Receive 1% cash back rewards on eligible purchases.
Credit One Bank Visa with Free Credit Score Tracking
Check your pre-qualification without harming credit score, get 1% cash back on purchases like gas, groceries, mobile phone, internet, cable and satellite TV services for which terms apply. This is a fully functional, unsecured credit card and not a debit card, prepaid card, or secured credit card with deposit requirements. Zero Fraud Liability and can access your account from any device.
Discover it Secured
Offers unlimited cash back rewards for all purchases and also offers bonus rewards for restaurant and gas station purchases i.e. 2% cash back. And 1% cash back on all purchase. Annual fee not needed.
Best Unsecured Credit Cards for Bad Credit
You may not focus in some cases about the rewards that you get on making purchases as you might make a quick purchase at pump. This credit card can give you a controllable line of credit, no deposit required. Our top-rated picks below for Best gas credit card for bad credit are a great place to start comparing your options.
Fingerhut Credit Account
You can get a credit decision quickly so is the application. Allows you to create your credit history &reports to all 3 major credit bureaus and it is not an access card.
Total Visa Card
In this type of credit a checking account is mandatory. The application is quick. Genuine Visa card is accepted by merchants nationwide across the USA and online. Monthly payments are manageable. Have to pay program fee.
First Access Solid Black VISA Credit Card
Online application is easy and secure and accepts you when others reject you. Reports to 3 major credit agencies and have to pay a program fee.
Initial deposits are not required by unsecured credit cards and most of the subprime unsecured cards will come with annual fees, plus they charge a interest rate which is high. So, timely pay off the balance of credit card in every billing cycle to avert high interest charges.
Best Secured Credit Cards for Bad Credit
Initial deposit is required in case of secured credit card, but it’s always a better option than unsecured cards. Firstly, because secured cards have lower fee and lower interest rates. Secondly, your security deposit is fully refundable.
Your credit line is determined by your deposit amount in a secured card, so it may provide higher credit limit for bad-credit applicants than an unsecured card in the case of Best gas credit card for bad credit.
Green Dot primor Visa Gold Secured Credit Card
A credit line is available up to $5,000. And the inter rate is super low fixed 9.99% on purchases and also there is no penalty rate. Minimum credit score is not required. No application/processing fee and bad credit are invited.
First Progress Platinum Elite Mastercard Secured Credit Card
New Expedited Processing Option is there. Get a quick card. The approval and online application is quick.
First Progress Platinum Prestige Mastercard Secured Credit Card
Quick approval regardless bad credit/any score. Reporting to all 3 credit bureaus and credit line is secured with fully refundable deposit of $200 — $2,000 which is submitted along with application.
Most Gas Station Credit Cards Require Fair Credit
If your credit score is better or good, then your chances of qualifying increase. Major gas station branded credit card will require you to have the following –
- Fair credit,
- A FICO credit score above 580,
- And applicants with scores above 650 will have the best approval odds.
Many companies have a set standard for credit score and every new credit application will require a hard credit inquiry. It can cause harm to your credit status, so be wise as to how often you apply for a new card.
Chevron/Texaco Techron Advantage™ Card
This card can be used in any of two gas stations i.e. chevron/Texaco. You can earn 3¢ per gallon in fuel credits at Chevron or Texaco stations. You can also receive exclusive cardholder offers and discounts. There is no need to pay annual fee.
Shell Drive for Five Card
It offers a per gallon savings year round which is OK. It’s most well-paid benefit is its signup bonus offering a 25¢-per-gallon discount for your first two months after account opening. You can save 5¢ per gallon at Shell stations. You can also add additional cards at no extra cost and no annual fee.
Valero Credit Card
You will be required to purchase 50 gallons of gas with your card per billing cycle to earn gas refunds. No need to pay annual fee and online management of account is possible.
Save Time — & Money — Every Time You Fill Up
You can save time on every fuel pump by using your credit card to make payments and mostly shaving a few minutes (and a lot of hassle) off every stop